If there’s one industry that attracts an unusual number of snake oil salesmen, it’s probably this one.
Spending some time around markets eventually reveals the economist who knows what’s coming next, the fundie who has discovered a secret that somehow remains hidden from every other investor on the planet.
In most professions, expertise can be observed ...
Treasury’s latest exposure draft landed on 4th August, and gives genuine testamentary trusts and deceased estates an important exemption from the proposed 30% minimum tax on capital gains.
That is the good news.
The less good news is that two of the most obvious problems, namely what happens when assets move on death or on divorce, have been ...
I recently wrote an article about why your super isn’t going to be enough. Part of the reason that you’re likely underestimating how much you need in superannuation is that it’s based on a best guess or other people’s circumstances. Most people don’t come up with a personalised estimate based on the vision you have for your retirement or your likely ...
Most retirement planning conversations revolve around the financial side of the equation. People spend decades focusing on how much they need to save, when they can afford to retire, how their portfolio should be invested, and whether their assets will support the lifestyle they envision. Those questions matter, but many retirees discover that the ...
Most Australian equity portfolios are, in effect, a concentrated bet on 20 companies. The small cap allocation that would offset it is often the piece investors leave until last – and when it is made, it is frequently made through a broad index.
That matters more than usual right now. Australian small companies have outperformed the S&P/ASX 200 ...
While Australian super funds typically hold meaningful allocations to real assets, many self-directed investors remain concentrated in listed shares, cash and property.
According to the latest figures, as at December 2025, around 73% of all self-managed super fund (SMSF) assets were held in just five asset classes: listed shares (27%), cash and term ...
Every piece of investing wisdom you have ever absorbed is an instruction for going up. Let winners run. Time in the market beats timing the market. Don't just do something, sit there. Ignore the noise and hold. They are all rules for accumulation: rules for the long climb, when the only job is to stay invested and let compounding do the work. Not one ...
An overwhelming body of academic research demonstrates that the past performance of actively managed mutual funds does not provide valuable information as to future performance. For example, Eugene Fama and Kenneth French, authors of the 2010 study “Luck Versus Skill in the Cross-Section of Mutual Fund Returns,” found that fewer active managers (about ...
I feel obliged to share a rather amusing discovery I recently made.
It was a picture of hedge fund legend Ray Dalio celebrating his 77th birthday in Ibiza, dancing until 4am in one of the island's many superclubs. Dalio later posted on X that he had "a blast", a level of enthusiasm usually absent from his discussions of debt cycles.
It is comforting to ...
You know a financial issue has become mainstream when it develops its own acronym as a descriptor; as FORO, the fear of running out (of retirement savings), has in recent years.
It’s not hard to see why. Australia’s four-plus million current retirees didn’t have the benefit of high rates of super guarantee (SG) over the entirety of their working lives. ...
The investment landscape changed dramatically on Budget night. The Government's objective was simple: to impose a minimum 30% tax rate on investment gains, regardless of a person's income. The result is the extraordinary situation where a self-funded retiree on a modest income who does not receive the Age Pension could pay a flat 30% tax on capital ...
Companies that are reliable dividend payers are not just good income providers for investors, they have historically been better at delivering consistent returns and weathering challenging and uncertain market conditions.
As such, a dividend-focused global investing strategy may help investors maintain equity exposure while also managing risk, ...
If there’s one industry that attracts an unusual number of snake oil salesmen, it’s probably this one.
Spending some time around markets eventually reveals the economist who knows what’s coming next, the fundie who has discovered a secret that somehow remains hidden from every other investor on the planet.
In most professions, expertise can be observed ...
Treasury’s latest exposure draft landed on 4th August, and gives genuine testamentary trusts and deceased estates an important exemption from the proposed 30% minimum tax on capital gains.
That is the good news.
The less good news is that two of the most obvious problems, namely what happens when assets move on death or on divorce, have been ...
I recently wrote an article about why your super isn’t going to be enough. Part of the reason that you’re likely underestimating how much you need in superannuation is that it’s based on a best guess or other people’s circumstances. Most people don’t come up with a personalised estimate based on the vision you have for your retirement or your likely ...
Most retirement planning conversations revolve around the financial side of the equation. People spend decades focusing on how much they need to save, when they can afford to retire, how their portfolio should be invested, and whether their assets will support the lifestyle they envision. Those questions matter, but many retirees discover that the ...
Most Australian equity portfolios are, in effect, a concentrated bet on 20 companies. The small cap allocation that would offset it is often the piece investors leave until last – and when it is made, it is frequently made through a broad index.
That matters more than usual right now. Australian small companies have outperformed the S&P/ASX 200 ...
While Australian super funds typically hold meaningful allocations to real assets, many self-directed investors remain concentrated in listed shares, cash and property.
According to the latest figures, as at December 2025, around 73% of all self-managed super fund (SMSF) assets were held in just five asset classes: listed shares (27%), cash and term ...
Every piece of investing wisdom you have ever absorbed is an instruction for going up. Let winners run. Time in the market beats timing the market. Don't just do something, sit there. Ignore the noise and hold. They are all rules for accumulation: rules for the long climb, when the only job is to stay invested and let compounding do the work. Not one ...
An overwhelming body of academic research demonstrates that the past performance of actively managed mutual funds does not provide valuable information as to future performance. For example, Eugene Fama and Kenneth French, authors of the 2010 study “Luck Versus Skill in the Cross-Section of Mutual Fund Returns,” found that fewer active managers (about ...
I feel obliged to share a rather amusing discovery I recently made.
It was a picture of hedge fund legend Ray Dalio celebrating his 77th birthday in Ibiza, dancing until 4am in one of the island's many superclubs. Dalio later posted on X that he had "a blast", a level of enthusiasm usually absent from his discussions of debt cycles.
It is comforting to ...
You know a financial issue has become mainstream when it develops its own acronym as a descriptor; as FORO, the fear of running out (of retirement savings), has in recent years.
It’s not hard to see why. Australia’s four-plus million current retirees didn’t have the benefit of high rates of super guarantee (SG) over the entirety of their working lives. ...
The investment landscape changed dramatically on Budget night. The Government's objective was simple: to impose a minimum 30% tax rate on investment gains, regardless of a person's income. The result is the extraordinary situation where a self-funded retiree on a modest income who does not receive the Age Pension could pay a flat 30% tax on capital ...
Companies that are reliable dividend payers are not just good income providers for investors, they have historically been better at delivering consistent returns and weathering challenging and uncertain market conditions.
As such, a dividend-focused global investing strategy may help investors maintain equity exposure while also managing risk, ...
